Contact Us for a Free Consultation 561-264-4005

Bank Fraud


 Bank fraud is a serious white collar crime that involves obtaining money from a financial institution. Federal bank fraud charges carry severe penalties for a conviction, including a statutory maximum sentence of 30 years in prison.

Examples of bank fraud include:

  • Check fraud: Examples of check fraud involve using fake checks for deposits, using a false identity to deposit checks and a using stolen checks to withdraw cash from a bank account.
  • Deposit account fraud: Deposit account fraud, also called check kiting, occurs when a bank records an in-transit or non-existent cash it into a bank account. One example of this type of bank fraud is when a person pays with a fraudulent check or withdraws from an account and the bank pays based on the unfunded deposit.
  • Falsification of loan applications: Falsification of loan applications is a type of crime that involves misrepresenting information on, for example, a mortgage or a business loan application in order to secure approval of the loan. This type of bank fraud is also known as mortgage fraud or loan fraud.
  • Credit card fraud: This type of fraud works in a similar way to check fraud, but is accomplished with credit cards.

The government is not required to prove that the defendant knowingly made false misrepresentations directly to a bank.  But good faith is a complete defense to bank fraud because good faith negates the element of intent to defraud required for a bank fraud conviction.

Many alleged bank fraud schemes make use of the Internet and the mail, which can implicate wire fraud or mail fraud charges.  Ann Fitz has a thorough knowledge of the complex nature of these charges, and she can create a vigorous defense for your case. She will guide you through the federal criminal process and keep you informed of the latest case developments.

Call us now at 561-932-1690 or send us a message to schedule your free initial consultation.

Contact Us Today

The Law Office of Ann Fitz is committed to answering your questions about Criminal Defense law issues in Florida. We offer a Free Consultation and we'll gladly discuss your case with you at your convenience. Contact us today to schedule an appointment.